Heskyn.com and the Heskyn trademark are powered by Heskyn LTD, a company incorporated in United Kingdom, registered 14903368 and operating its business from 85 Great Portland St, London W1W 7LT, England.

Website Usage Terms The Heskyn.com website, found at Heskyn.com, is a copyrighted work owned by Heskyn LTD. Specific features of the Site may be bound by additional rules, terms, or guidelines, which will be published on the Site related to such features.

All additional terms, guidelines, and rules are included by reference into these Terms.

These Terms of Use outline the legally binding conditions that govern your use of the Site. BY ACCESSING THE SITE, YOU ARE AGREEING TO THESE TERMS and you declare that you have the authority and capability to abide by these Terms. YOU MUST BE AT LEAST 18 YEARS OF AGE TO ACCESS THE SITE. IF YOU DISAGREE WITH ANY OF THE TERMS, DO NOT LOG INTO AND/OR USE THE SITE.

Site Access

Subject to these Terms, the Company provides you a non-transferable, non-exclusive, revocable, limited license to access the Site for your personal, noncommercial use only.

Certain Restrictions. Your rights under these Terms are subject to the following limitations: (a) you will not sell, rent, lease, transfer, assign, distribute, host, or exploit the Site commercially; (b) you will not modify, create derivative works of, disassemble, reverse compile or reverse engineer any part of the Site; (c) you will not use the Site to build a similar or competitive website; and (d) unless explicitly stated here, no part of the Site may be copied, reproduced, distributed, republished, downloaded, displayed, posted or transmitted in any form or by any means. Any future release, update, or other addition to the Site’s functionality is subject to these Terms. All copyright and other proprietary notices on the Site must be retained on all copies.

The Company reserves the right to alter, suspend, or cease the Site with or without notifying you. You agree that the Company will not be held accountable to you or any third-party for any change, interruption, or termination of the Site or any part.

No Support or Maintenance. You acknowledge that the Company has no obligation to provide you with any support related to the Site.

Excluding any User Content that you provide, you understand that all intellectual property rights, including copyrights, patents, trademarks, and trade secrets, in the Site and its content are owned by the Company or the Company’s suppliers. Note that these Terms and access to the Site do not grant you any rights, title or interest in or to any intellectual property rights, other than the limited access rights expressed in Section 2.1. The Company and its suppliers retain all rights not granted in these Terms.

User Content

“User Content” refers to any information and content a user submits to the Site. You hold sole responsibility for your User Content. You assume all risks linked with the use of your User Content. You hereby confirm that your User Content does not contravene our Acceptable Use Policy. You may not state or suggest to others that your User Content is in any way provided, sponsored or endorsed by Heskyn. As you are solely responsible for your User Content, you might expose yourself to potential liability. Heskyn is not obligated to backup any User Content that you post; also, your User Content can be deleted at any time without any prior notification to you. It is solely your responsibility to create backup copies of your User Content if you wish.

Acceptable Use Policy. The terms listed below constitute our “Acceptable Use Policy”: You consent not to use the Site to collect, upload, transmit, display, or disseminate any User Content (i) that infringes any third-party rights or any intellectual property or proprietary rights; (ii) that is unlawful, harassing, abusive, tortious, threatening, harmful, invasive of another’s privacy, vulgar, defamatory, false, deliberately misleading, trade libelous, pornographic, obscene, overtly offensive, promotes racism, bigotry, hatred, or physical harm of any kind against any group or individual; (iii) that is harmful to minors in any way; or (iv) that contravenes any law, regulation, or obligations or restrictions imposed by any third party.

In addition, you consent not to: (i) upload, transmit, or distribute to or through the Site any software aimed to damage or alter a computer system or data; (ii) send through the Site unsolicited or unauthorized advertising, promotional materials, junk mail, spam, chain letters, pyramid schemes, or any other form of duplicative or unsolicited messages; (iii) use the Site to harvest, collect, gather or assemble information or data regarding other users without their consent; (iv) interfere with, disrupt, or impose an undue burden on servers or networks connected to the Site, or infringe the regulations, policies or procedures of such networks; (v) attempt to gain unauthorized access to the Site, whether through password mining or any other means; (vi) harass or interfere with any other user’s use and enjoyment of the Site; or (vi) use software or automated agents or scripts to produce multiple accounts on the Site, or to generate automated searches, requests, or queries to the Site.

If you provide Heskyn with any feedback or suggestions about the Site, you hereby grant Heskyn all rights in such feedback and agree that Heskyn has the right to use and fully exploit such feedback and related information in any way it deems suitable. Heskyn will treat any feedback you provide as non-confidential and non-proprietary.

You agree to indemnify and hold Heskyn and its officers, employees, and agents harmless, including costs and attorneys’ fees, from any claim or demand made by any third-party due to or arising out of (a) your use of the Site, (b) your violation of these Terms, (c) your breach of applicable laws or regulations, or (d) your User Content. Heskyn reserves the right to assume the exclusive defense and control of any matter for which you are required to indemnify us, and you agree to cooperate with our defense of these claims. You agree not to settle any matter without the prior written consent of Heskyn. Heskyn will use reasonable efforts to notify you of any such claim, action or proceeding upon becoming aware of it.

Third-Party Links & Ads.

The Site may incorporate links to third-party websites and services, and/or exhibit advertisements for third parties. Heskyn does not control such Third-Party Links & Ads. Heskyn provides access to these Third-Party Links & Ads as a convenience to you and does not review, approve, monitor, endorse, warrant, or make any representations with respect to these Third-Party Links & Ads. All Third-Party Links & Ads are used at your own risk, and appropriate caution and discretion should be applied in doing so. When you click on any of the Third-Party Links & Ads, the relevant third party’s terms and policies apply, including their privacy and data gathering practices.

Other Users. Each Site user holds sole responsibility for all of their User Content. Since we do not control User Content, you acknowledge and agree that we are not responsible for any User Content, whether provided by you or others. You accept that Heskyn will not be held accountable for any loss or damage incurred due to any interactions. If there’s a dispute between you and any Site user, we’re not obligated to get involved.

You hereby release and forever discharge Heskyn and our officers, employees, agents, successors, and assigns from, and hereby renounce and relinquish, each past, present, and future dispute, claim, controversy, demand, right, obligation, liability, action, and cause of action of every kind and nature, that has emerged or arises directly or indirectly out of, or that relates directly or indirectly to, the Site.


The site is offered “as is” and “as available”, and Heskyn and our suppliers explicitly disclaim all warranties and conditions of any type, whether express, implied, or statutory, inclusive of all warranties or conditions of merchantability, fitness for a particular purpose, title, quiet enjoyment, accuracy, or non-infringement. Neither Heskyn nor our suppliers guarantee that the site will meet your needs, be available uninterrupted, timely, secure, or free from errors, or be accurate, dependable, free from viruses or other harmful code, complete, legal, or safe. If applicable law demands any warranties with respect to the site, all such warranties are restricted to ninety (90) days from the date of initial use.

Certain jurisdictions do not permit the exclusion of implied warranties, therefore the above exclusion might not apply to you. Some jurisdictions do not allow limitations on the duration of an implied warranty, so the above restriction might not be applicable to you.

Limitation on Liability

To the fullest extent permitted by law, in no event shall Heskyn or our suppliers be accountable to you or any third-party for any lost profits, lost data, costs of procurement of substitute products, or any indirect, consequential, exemplary, incidental, special or punitive damages arising from or relating to these terms or your use of, or inability to use the site even if Heskyn has been informed of the likelihood of such damages. Access to and use of the site is at your own discretion and risk, and you will be solely responsible for any damage to your device or computer system, or loss of data resulting from it.

Some jurisdictions do not permit the limitation or exclusion of liability for incidental or consequential damages, so the above limitation or exclusion might not apply to you.

Term and Termination. Subject to this Section, these Terms will remain in full force and effect while you use the Site. We may suspend or terminate your rights to use the Site at any time for any reason at our sole discretion, including for any use of the Site in violation of these Terms. Upon termination of your rights under these Terms, your Account and right to access and use the Site will terminate immediately. You comprehend that any termination of your Account may involve deletion of your User Content associated with your Account from our live databases. Heskyn will not have any liability whatsoever to you for any termination of your rights under these Terms. Even after your rights under these Terms are terminated, the following sections of these Terms will remain in effect: Sections 2 through 2.5, Section 3 and Sections 4 through 10.

Copyright policy

Heskyn respects the intellectual property of others and requests that users of our Site do the same. In association with our Site, we have established and implemented a policy adhering to copyright law that calls for the removal of any infringing materials and for the termination of users of our online Site who are habitual infringers of intellectual property rights, including copyrights. If you believe that one of our users is, via the use of our Site, unlawfully infringing the copyright(s) in a work, and wish to have the allegedly infringing material removed, the following information in the form of a written notification must be provided to us:

  • your physical or electronic signature;
  • identification of the copyrighted work(s) that you claim to have been infringed;
  • identification of the material on our services that you claim is infringing and that you request us to remove;
  • sufficient information to allow us to locate such material;
  • your address, telephone number, and e-mail address;
  • a statement that you have a good faith belief that use of the objectionable material is not authorized by the copyright owner, its agent, or under the law; and a statement that the information in the notification is accurate, and under penalty of perjury, that you are either the owner of the copyright that has allegedly been infringed or that you are authorized to act on behalf of the copyright owner.


We may periodically revise these Terms, and will notify you of significant changes either by sending an email to your last known address or by prominently posting the updates on our website. It’s your responsibility to provide us with your most up-to-date email. The notification will be effective either 30 calendar days after we send the email or post the changes on our website. These changes will apply immediately to new users. Your continued use of the site indicates your acknowledgement of these changes and your agreement to follow the updated terms.

Dispute Resolution Please read this section on arbitration carefully as it affects your rights and is part of your contract with us. All claims and disputes related to these terms or to any product or service provided by us that cannot be resolved informally or in small claims court will be resolved individually through binding arbitration.

Before arbitration can begin, the party seeking arbitration must first send a written notice to the other party detailing the nature and basis of the claim or dispute, and the relief sought. Once the notice is received, an attempt must be made to resolve the claim or dispute informally within 30 days.

Arbitration proceedings are strictly confidential, and all parties must maintain this confidentiality unless otherwise required by law. If any part of this arbitration agreement is found to be invalid or unenforceable by a court of competent jurisdiction, that part will have no force or effect, and the remainder of the agreement will still be valid and in full force.

Any rights and limitations within this agreement can be waived by the party against whom the claim is asserted. The agreement will remain in effect even after your relationship with us ends. Despite the provisions of this agreement, either party can bring an individual action in small claims court, seek emergency equitable relief in a state or federal court to maintain the status quo pending arbitration, or lodge claims of defamation, Computer Fraud and Abuse Act violations, and infringement or misappropriation of the other party’s patent, copyright, trademark or trade secrets which are not subject to this agreement.

If the agreement permits litigation in court, all parties agree to submit to the personal jurisdiction of the courts located in Sofia, Bulgaria.

Electronic Communications Our communications with you are electronic, whether you use the site, send us emails, or we post notices on the site or communicate with you via email. You consent to receive communications from us in electronic form and agree that all terms and conditions, agreements, notices, disclosures, and other communications we provide electronically satisfy any legal obligation as if they were in writing.

The Terms and Conditions These Terms constitute the whole agreement between you and us regarding the use of the site. Our failure to enforce any right or provision in these Terms doesn’t imply we’re waiving such right or provision. The section titles in these Terms are solely for convenience and carry no legal or contractual weight. If any provision of these Terms is deemed invalid or unenforceable, all other provisions will remain valid, and the invalid provision will be modified to be valid and enforceable to the maximum extent permitted by law.

Your relationship with the company is as an independent contractor, not as an agent or partner. You can’t assign, subcontract, delegate, or transfer your rights and obligations under these Terms without our prior written consent. Any such attempts will be void. We can assign these Terms freely, and these terms and conditions will be binding upon assignees.

Please read our Privacy Policy to understand how we handle your personal information.

Copyright/Trademark Information Copyright ©. All rights reserved. All trademarks, logos and service marks displayed on the Site are our property or belong to other third-parties. You can’t use these marks without our prior written consent or the consent of the third party that owns the marks.


Interpretation and Definitions


Words with the first letter capitalized have specific definitions. These definitions hold true regardless of whether they are in singular or plural form.

Definitions In this disclaimer:

“Company” refers to Heskyn LTD, located at 85 Great Portland St, London W1W 7LT, United Kingdom. “Service” refers to the Website. “You” pertains to the individual using the Service, or the company or other legal entity that the individual represents. “Website” refers to paymentiv.com


The information on the Service is provided for general informational purposes only.

The Company is not responsible for any errors or omissions in the contents of the Service.

The Company shall not be liable for any damages, whether special, direct, indirect, consequential, or any other kind of damages, arising from contract, negligence or other legal actions, related to the use of the Service or its content. The Company may change the contents of the Service without prior notice.

External Links Disclaimer

The Service may have links to third-party websites not controlled or maintained by the Company.

Please note that the Company does not guarantee the accuracy, relevance, timeliness, or completeness of any information on these third-party websites.

Errors and Omissions Disclaimer

The Service provides general guidance only. While the Company strives to keep the content current and accurate, errors can happen. Furthermore, laws, rules, and regulations may change, causing delays, omissions or inaccuracies in the information on the Service.

The Company is not liable for any errors or omissions, or for the outcomes from the use of this information.

Fair Use Disclaimer

The Company may use copyrighted material not always authorized by the copyright owner for purposes like criticism, comment, news reporting, teaching, scholarship, or research, which the Company believes falls under “fair use” as defined in section 107 of the United States Copyright law.

To use copyrighted material from the Service beyond fair use, you must obtain permission from the copyright owner.

Views Expressed Disclaimer

The Service may include views and opinions of authors that do not necessarily represent the official policy or position of any other author, agency, organization, employer or the Company.

Users are solely responsible for their comments and may be held liable for any resulting litigation. The Company is not responsible for user comments and may delete any comment for any reason.

No Responsibility Disclaimer

The information on the Service is not legal, accounting, tax, or professional advice and services. It should not replace consultation with professional accounting, tax, legal or other competent advisers.

The Company or its suppliers are not liable for any damages arising out of or related to your access or use, or inability to access or use the Service.

“Use at Your Own Risk” Disclaimer

All information on the Service is given “as is”, without any guarantees of completeness, accuracy, timeliness, or results obtained from using this information, and without warranty of any kind, including performance, merchantability and fitness for a particular purpose.

The Company will not be liable for any decision or action taken based on the information provided by the Service, or for any consequential, special or similar damages, even if advised of the possibility of such damages.

Contact Us

If you have any questions about this Disclaimer, You can contact us by visiting this page on our website: https://heskyn.com/contact